1. Melt the white chocolate chips in a microwave-safe bowl, stirring every 30 seconds until smooth.
2. In a mixing bowl, combine cream cheese, powdered sugar, pumpkin puree, vanilla bean paste, cinnamon, and nutmeg. Mix until creamy.
3. Gradually add melted white chocolate to the pumpkin mixture, stirring until smooth.
4. Stir in graham cracker crumbs until fully incorporated.
5. Refrigerate the mixture for 1-2 hours until firm.
6. Form the mixture into 1-inch balls and place on a parchment-lined baking sheet.
7. Chill the truffles while preparing the chocolate coating.
8. Melt semi-sweet chocolate chips and coconut oil together until smooth.
9. Dip each truffle into melted chocolate, letting excess drip off.
10. Place coated truffles back on the parchment sheet and add toppings if desired.
11. Refrigerate for at least 30 minutes until chocolate hardens.
12. Serve chilled and enjoy!